Quick look at your plans

Your health care plan with Kaiser Permanente is more than just health coverage — it’s a partnership in health. It connects you to a group of physicians, services, and tools that help you live your healthy best. Plus, you get most preventive care services at little to no cost.

Choose from four categories of coverage

Our gold metal plans include a variety of deductibles, copayments, and coinsurance options.

Copayment HMO plans

Get predictable copays and out-of-pocket maximums with a focus on prevention.

Deductible HMO plans

Once the out-of-pocket maximum is met, most services are 100% covered the rest of the year.

Point-of-service (POS) plans

Employees can take advantage of our integrated network or see any licensed provider of their choice.

Virtual plans

Get the convenience of virtual care with unlimited $0 virtual visits and keep premiums low.

You also have access to urgent care and emergency care nationwide, so you’re always covered. Find a plan that supports your total health and budget.

2025 Plan highlights

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2025 plans available in Mid-Atlantic and other Kaiser Permanente regions

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Effective 1/1/25 – 12/31/25

Summary of Benefits and Coverage documents

With the Signature network, you get high-quality care from 1,800+ Permanente physicians and specialists within the region’s leading health system.

Select Plan Benefits and Coverage documents

With the Select network you get high-quality care from 1,800+ Permanente physicians and specialists within the region’s leading health system,* plus thousands of community physicians in private practice.

Signature Evidence of Coverage documents

Select Plan Evidence of Coverage documents

Other important plan information

* In the survey Best Health Insurance Companies of 2025 by Insure.com, Kaiser Permanente as a national enterprise is tied for #1 overall among 65 competitors. In the NCQA Commercial Health Plan Ratings 2024, our commercial plan is rated 5 out of 5, the highest rating in the region. The 2022 Commission on Cancer, a program of the American College of Surgeons, granted Three-Year Accreditation with Commendation to the Kaiser Permanente cancer care program. The Mid-Atlantic Permanente Medical Group is the largest multispecialty medical group in the Washington, DC, and Baltimore areas and exclusively treats Kaiser Permanente members. Permanente doctors are recognized as Top Doctors in Northern Virginia Magazine (2025), Washingtonian magazine (2024), Baltimore magazine (2024), Arlington Magazine (2024), and Bethesda magazine (2023). In the HEDIS® 2024 report, we’re the top performer in 44 care measures — more than any other health care organization in the nation.

** When appropriate and available. If you travel out of state, phone appointments and video visits may not be available in select states due to licensing laws. Laws differ by state.

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If you need enrollment help, call us at 855-251-3209 (TTY 711), Monday through Friday, 7:30 a.m. to 9 p.m. EST.

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